We all have goals, dreams and ambitions for the future, for ourselves and our families, but how do we achieve them?
Professional financial planning is the process which aims to help you realise your ambitions - whatever they may be. As professional financial advisers we can help you make informed decisions about your financial future, in the short, medium and long term.
You will almost certainly have goals of one kind or another - buying a home, starting a family, living abroad, perhaps retiring, but these have financial implications and leaving it to chance isn't an option. Careful planning helps to turn your goals into reality and the sooner you start your financial planning the greater your chance of realising them.
There are so many issues to consider when planning a financial future, so we've highlighted some key stages of a financial life to guide you.
The stages of a financial life
- Lifestyle Priorities
- House Deposit
- Home Purchase
- Marriage/Children
- Promotion
- Higher Salary
- Bigger House
- School Fees
- Inheritance
- Supporting Children
- Phased Retirement
- Retire Fully
- Downsizing
- Lower Cash Needs
- Long Term Care
- Bequests.
It is easy to take all this for granted, but it's a lot to think about when making plans for the future.
Financial Planning Could:
- Help to increase the value of your savings & investments in a tax efficient manner
- Protect yourself and your dependants' income in case of unforeseen problems
- Increase the after-tax legacy you pass on to your beneficiaries.
You can rest assured that we will provide you with the right financial advice plus regular reviews and evaluations of your financial plan.
Call us today for a no obligation chat about planning your financial future.
Trust my hard earned savings to a banker to invest? Not me! I use Harmony Wealth Management. Harmony for friendly, simply explained, trustworthy and truly independent financial advice.
Mr Neil Smith has been looking after my mother's financial affairs for a number of years. He has always dealt with our queries promptly and he is always very professional and friendly, nothing is too much trouble. A great guy and we hope he will be acting on our behalf for many years to come.
Harmony Wealth have overseen our entire financial affairs from their inception and for many years previously by Neil.
We have found their impartial and independent advice invaluable, covering a wide area of our requirements, all of which has been handled with extreme confidentiality, punctuality, reliability and friendly professional service.
Nothing has been too much trouble and we have had no hesitation in recommending them to a number of friends and colleagues, all of whom have expressed their thanks for doing so.
The addition of a Will writing service and being able to arrange Lasting Powers of Attorney has been a much welcome benefit, thereby alleviating the need to engage other professionals in what is a private and delicate subject.
